Consumers · PSAVERT
Personal saving rate
As of Aug 2026, the personal saving rate stood at 4.1%, a change of -0.5 pt from the month before.
Source: U.S. Bureau of Economic Analysis via FRED®. Monthly data, seasonally adjusted. Latest observation Aug 2026; snapshot taken Oct 26, 2026, 6:40 PM EDT.
Latest (Aug 2026)
4.1%
Change from Jul 2026
-0.5 pt
A year earlier
5.2%
12-month change
-21.2%
4.1% Aug 2026 · Percent
Percent. Data from Jan 1959 to Aug 2026 (812 observations).
What it measures
The saving rate is the share of after-tax income that households do not spend. It spiked in 2020 when spending fell and stimulus payments arrived.
- Official title
- Personal Saving Rate
- Units
- Percent
- Frequency and adjustment
- Monthly, seasonally adjusted
- Original source
- U.S. Bureau of Economic Analysis
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| Date | Value | Change |
|---|---|---|
| Aug 2026 | 4.1% | -0.5 pt |
| Jul 2026 | 4.6% | +0.2 pt |
| Jun 2026 | 4.4% | 0.0 pt |
| May 2026 | 4.4% | 0.0 pt |
| Apr 2026 | 4.4% | -0.7 pt |
| Mar 2026 | 5.1% | -0.2 pt |
| Feb 2026 | 5.3% | -0.3 pt |
| Jan 2026 | 5.6% | +0.6 pt |
| Dec 2025 | 5.0% | +0.1 pt |
| Nov 2025 | 4.9% | 0.0 pt |
| Oct 2025 | 4.9% | -0.2 pt |
| Sep 2025 | 5.1% | -0.1 pt |
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This page shows public economic data for general information. It is not financial advice and does not predict future values.
Sources
- U.S. Bureau of Economic Analysis, Personal Saving Rate [PSAVERT], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/PSAVERT, Oct 26, 2026.
- View PSAVERT on FRED® · U.S. Bureau of Economic Analysis
FRED® is a registered trademark of the Federal Reserve Bank of St. Louis. Neither the Federal Reserve Bank of St. Louis nor U.S. Bureau of Economic Analysis endorses OpenEcon.