Consumers · DSPIC96

Real disposable income

As of Aug 2026, real disposable personal income had risen 1.3% from a year earlier, compared with a 12-month change of 1.5% in Jul 2026. The latest value was $18.41T (annual rate).

Source: U.S. Bureau of Economic Analysis via FRED®. Monthly data, seasonally adjusted. Latest observation Aug 2026; snapshot taken Oct 26, 2026, 6:40 PM EDT.

Latest (Aug 2026)

$18.41T

Change from Jul 2026

-0.0%

A year earlier

$18.17T

12-month change

+1.3%

$18.41T Aug 2026 · Billions of chained 2017 dollars, annual rate

$16.0T$16.5T$17.0T$17.5T$18.0T$18.5T20222023202420252026

Billions of chained 2017 dollars, annual rate. Data from Jan 1959 to Aug 2026 (812 observations).

What it measures

Real disposable income is what households have left after taxes, adjusted for inflation. It shows whether people's spending power is actually growing.

Official title
Real Disposable Personal Income
Units
Billions of chained 2017 dollars, annual rate
Frequency and adjustment
Monthly, seasonally adjusted
Original source
U.S. Bureau of Economic Analysis
Recent values
DateValueChangeFrom a year ago
Aug 2026$18.41T-0.0%+1.3%
Jul 2026$18.42T+0.3%+1.5%
Jun 2026$18.36T+0.4%+1.5%
May 2026$18.29T+0.3%+1.2%
Apr 2026$18.23T-0.4%+0.2%
Mar 2026$18.30T+0.1%+1.3%
Feb 2026$18.28T-0.2%+1.8%
Jan 2026$18.32T+0.6%+2.0%
Dec 2025$18.21T+0.0%+1.4%
Nov 2025$18.20T+0.2%+1.4%
Oct 2025$18.17T-0.1%+1.4%
Sep 2025$18.19T+0.1%+1.8%

Related indicators

This page shows public economic data for general information. It is not financial advice and does not predict future values.

Sources

FRED® is a registered trademark of the Federal Reserve Bank of St. Louis. Neither the Federal Reserve Bank of St. Louis nor U.S. Bureau of Economic Analysis endorses OpenEcon.