Credit & debt · TOTALSL
Consumer credit
As of Aug 2026, total consumer credit had risen 2.7% from a year earlier, compared with a 12-month change of 2.6% in Jul 2026. The latest value was $5.20T.
Source: Board of Governors of the Federal Reserve System via FRED®. Monthly data, seasonally adjusted. Latest observation Aug 2026; snapshot taken Oct 26, 2026, 6:40 PM EDT.
Latest (Aug 2026)
$5.20T
Change from Jul 2026
+0.2%
A year earlier
$5.06T
12-month change
+2.7%
$5.20T Aug 2026 · Millions of dollars
Millions of dollars. Data from Jan 1943 to Aug 2026 (1,004 observations).
What it measures
Consumer credit is the total of credit card balances, auto loans, student loans and other personal loans. Mortgages and home equity loans are not included.
- Official title
- Total Consumer Credit Owned and Securitized
- Units
- Millions of dollars
- Frequency and adjustment
- Monthly, seasonally adjusted
- Original source
- Board of Governors of the Federal Reserve System
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| Date | Value | Change | From a year ago |
|---|---|---|---|
| Aug 2026 | $5.20T | +0.2% | +2.7% |
| Jul 2026 | $5.19T | +0.3% | +2.6% |
| Jun 2026 | $5.17T | +0.3% | +2.5% |
| May 2026 | $5.16T | +0.1% | +2.1% |
| Apr 2026 | $5.15T | +0.4% | +2.3% |
| Mar 2026 | $5.13T | +0.4% | +2.2% |
| Feb 2026 | $5.11T | +0.1% | +3.1% |
| Jan 2026 | $5.10T | +0.1% | +3.0% |
| Dec 2025 | $5.10T | +0.3% | +3.1% |
| Nov 2025 | $5.08T | +0.1% | +0.3% |
| Oct 2025 | $5.08T | +0.2% | +0.2% |
| Sep 2025 | $5.07T | +0.3% | +0.3% |
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This page shows public economic data for general information. It is not financial advice and does not predict future values.
Sources
- Board of Governors of the Federal Reserve System, Total Consumer Credit Owned and Securitized [TOTALSL], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TOTALSL, Oct 26, 2026.
- View TOTALSL on FRED® · Board of Governors of the Federal Reserve System
FRED® is a registered trademark of the Federal Reserve Bank of St. Louis. Neither the Federal Reserve Bank of St. Louis nor Board of Governors of the Federal Reserve System endorses OpenEcon.