Credit & debt · NONREVSL
Nonrevolving credit (auto and student loans)
As of Aug 2026, the nonrevolving credit (auto and student loans) had risen 2.5% from a year earlier, compared with a 12-month change of 2.3% in Jul 2026. The latest value was $3.84T.
Source: Board of Governors of the Federal Reserve System via FRED®. Monthly data, seasonally adjusted. Latest observation Aug 2026; snapshot taken Oct 27, 2026, 2:15 AM EDT.
Latest (Aug 2026)
$3.84T
Change from Jul 2026
+0.3%
A year earlier
$3.75T
12-month change
+2.5%
$3.84T Aug 2026 · Millions of U.S. dollars
Millions of U.S. dollars. Data from Jan 1943 to Aug 2026 (1,004 observations).
What it measures
Nonrevolving credit is consumer borrowing with fixed payments, mainly auto loans and student loans. It makes up about three-quarters of consumer credit.
- Official title
- Nonrevolving Consumer Credit Owned and Securitized
- Units
- Millions of U.S. dollars
- Frequency and adjustment
- Monthly, seasonally adjusted
- Original source
- Board of Governors of the Federal Reserve System
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| Date | Value | Change | From a year ago |
|---|---|---|---|
| Aug 2026 | $3.84T | +0.3% | +2.5% |
| Jul 2026 | $3.83T | +0.4% | +2.3% |
| Jun 2026 | $3.82T | +0.2% | +2.0% |
| May 2026 | $3.81T | +0.1% | +1.6% |
| Apr 2026 | $3.80T | +0.2% | +1.7% |
| Mar 2026 | $3.79T | +0.3% | +1.7% |
| Feb 2026 | $3.78T | +0.2% | +3.6% |
| Jan 2026 | $3.78T | +0.1% | +3.4% |
| Dec 2025 | $3.77T | +0.2% | +3.4% |
| Nov 2025 | $3.77T | +0.1% | +1.2% |
| Oct 2025 | $3.76T | +0.1% | +1.2% |
| Sep 2025 | $3.76T | +0.2% | +1.2% |
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This page shows public economic data for general information. It is not financial advice and does not predict future values.
Sources
- Board of Governors of the Federal Reserve System, Nonrevolving Consumer Credit Owned and Securitized [NONREVSL], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/NONREVSL, Oct 27, 2026.
- View NONREVSL on FRED® · Board of Governors of the Federal Reserve System
FRED® is a registered trademark of the Federal Reserve Bank of St. Louis. Neither the Federal Reserve Bank of St. Louis nor Board of Governors of the Federal Reserve System endorses OpenEcon.